Saturday's Week 12 NCAAF Top 25 betting cheat sheet and odds

(12) Central Florida Knights at Temple Owls (+13.5, 55.5)

* The Knights average 15.05 yards per completed pass, the 11th-best rate among FBS teams. UCF QB McKenzie Milton has accounted for nine touchdowns (six passing, three rushing) over his past three games.

* The Owls rank outside the top 100 in Division I in both rushing yards per game (124.3) and yards per carry (3.5). The Temple defense averages 2.8 sacks per game, 22nd in the country.

LINE HISTORY: The Owls opened this game at most books as 14 point home dogs and have been bet down slightly to +13.5. The total hit the betting board at 57 and was quickly dropped to 56.

TRENDS:

* Knights are 0-4 ATS in their last 4 games following a ATS loss.

* Under is 4-1 in Knights last 5 road games.

* Under is 6-1 in Owls last 7 home games.

(18) Michigan Wolverines at (4) Wisconsin Badgers (-7.5, 39.5)

* Wolverines RB Karan Higdon has just 95 rushing yards on 25 attempts over his previous two road games. No team has been stingier on third-down defense than Michigan, which has limited foes to a 23.7-percent conversion rate.

* The Badgers have been the most prolific third-down team in the nation, converting at a 52-percent success rate. Wisconsin averages 35:42 time of possession per game, behind only Navy among FBS programs.

LINE HISTORY: Oddsmakers opened this Big Ten clash with the Badgers as 10 point home chalk and money coming in the road team has seen that number drop as low as -7.5. The total opened at 41 and money on the under has lowered that number to 39.5.

TRENDS:

* Wolverines are 1-7 ATS in their last 8 games following a ATS win.

* Wolverines are 1-8-1 ATS in their last 10 meetings.

* Over is 10-1 in Wolverines last 11 road games vs. a team with a winning home record.

* Over is 9-2 in Badgers last 11 conference games.

Southern Methodist Mustangs at (17) Memphis Tigers (-12.5, 71.5)

* The Mustangs have a plus-12 turnover differential through 10 games, the sixth-best rate in the nation. RB Trey Quinn has just 134 rushing yards over his past two games after reaching triple digits in each of his previous four contests.

* Tigers QB Riley Ferguson has erupted for 1,777 passing yards with 18 touchdowns passes against just two interceptions over his previous five games. Memphis has generated 22 turnovers, tied with Cal for eighth-most in Division I.

LINE HISTORY: Memphis hit the board at most shops as 11.5 point home faves and have been bet up to an even -12. The total opened at 75.5 and money has been coming in on the under all week driving the line down as low as 71.5.

TRENDS:

* Tigers are 4-0-1 ATS in their last 5 games overall.

* Favorite is 6-1 ATS in their last 7 meetings.

* Over is 9-1 in Tigers last 10 home games.

(14) Texas Christian Horned Frogs at Texas Tech Red Raiders (+7, 56.5)

* The Horned Frogs have held opposing FBS quarterbacks to a 50.7-percent completion rate, the eighth-lowest mark in the nation. TCU QB Kenny Hill has thrown just one touchdown pass over his previous three games.

* The Red Raiders are the fifth-worst team in all of Division I in red-zone scoring, converting at a 68.1-percent rate. Texas Tech ranks first in the Big 12 in turnovers (22) and overall turnover differential (plus-10).

LINE HISTORY: The Horned Frogs opened as low as 6-point road faves and that number was bet up as high as +7.5 before fading back at most shops to +7. The total hit the betting board at 58 and is down slightly to 57.5.

TRENDS:

* Horned Frogs are 0-4 ATS in their last 4 meetings at Texas Tech.

* Under is 6-0 in Horned Frogs last 6 games overall.

* Under is 4-1 in Red Raiders last 5 vs. a team with a winning record.

Virginia Cavaliers at (2) Miami Hurricanes (-18.5, 50.5)

* Cavaliers LB Micah Kiser's 106 tackles rank first in the ACC and fourth in the nation. Virginia's defense has limited the opposition to a 71.4-percent success rate in 28 red-zone trips, the seventh-best mark in Division I.

* The Hurricanes have held FBS quarterbacks to a 49.8-percent completion rate, the third-best mark in the country. Miami is one of only six FBS teams to force at least 24 turnovers so far this season.

LINE HISTORY: Oddsmakers opened the Hurricanes as low as 17-point home chalk and money coming in on 'The U' has seen that line as high as -19.5 before fading back to 19. The total opened at 50.5 and has yet to move off the opening number.

TRENDS:

* Hurricanes are 7-1 ATS in their last 8 games following a ATS win.

* Under is 7-0 in Hurricanes last 7 games overall.

* Underdog is 6-1 ATS in their last 7 meetings.

* Cavaliers are 5-1 ATS in their last 6 meetings in Miami.

(19) Mississippi State Bulldogs at Arkansas Razorbacks (+13, 57.5)

* The Bulldogs either score or extend drives on 47.3 percent of their third-down situations, 10th-best in FBS. Mississippi State QB Nick Fitzgerald has thrown just six TD passes over his past seven games, but has added eight rushing scores in that span.

* The Razorbacks have permitted opposing teams to convert 46.8 percent of their third-down opportunities; only nine Division I teams have fared worse. QB Austin Allen is in line for another start Saturday following Cole Kelley's DWI arrest earlier this week.

LINE HISTORY: The Bulldogs opened this SEC East matchup as 11.5 road chalk and money coming in on the road team Friday morning saw that line jump to an even +13. The total hit the betting board at 59 and money coming in on the under has driven that line down to 57.5 at most shops.

TRENDS:

* Razorbacks are 0-6-1 ATS in their last 7 home games.

* Razorbacks are 1-8 ATS vs. a team with a winning record.

* Over is 5-1 in Bulldogs last 6 games following a straight up loss.

* Over is 8-2 in the last 10 meetings.

UL Monroe Warhawks at (6) Auburn Tigers (-36.5, 68)

* Warhawks QB Caleb Evans has thrown for 761 yards while accounting for eight touchdowns (six passing, two rushing) over his past two games. UL Monroe has scored at least 45 points in each of its four wins while reaching 30 just once in its five losses.

* The Tigers have scored on 41 of their 44 red-zone visits in 2017, its 93.2-percent success rate 11th-best among FBS teams. Auburn averages 35.6 penalty yards per game, seventh-fewest in the country.

LINE HISTORY: Auburn opened as high as massive 37-point home chalk and money quickly came in on the road team bringing that line down to -35.5 early in the week before rebounding and settling at -36.5. The total opened at 68 and has yet to move off the opening number.

TRENDS:

* Warhawks are 7-1 ATS in their last 8 road games vs. a team with a winning home record.

* Tigers are 0-3-1 ATS in their last 4 non-conference games.

* Over is 7-0 in Warhawks last 7 games following a straight up win.

* Over is 7-0 in Tigers last 7 games overall.

Texas Longhorns at (25) West Virginia Mountaineers (-3.5, 53)

* Linebacker Malik Jefferson, who has totaled 93 tackles, including 10 for losses, leads a Texas defense which is the Big 12’s second best in terms of the fewest rushing (115.0) and total yards (367.3) allowed and also is the second stingiest with 21.9 points permitted per contest.

* Will Grier (fourth nationally with 344 passing yards per outing) and the rest of the Mountaineers’ offense, which ranks 12th nationally in scoring (39.0) and seventh in total yards (513.9).

LINE HISTORY: The Mountaineers opened as field goal home faves and has been bet up slightly to -3.5. The total hit the betting board at 55.5 and money on the under has driven that number down to 53.

TRENDS:

* Longhorns are 4-1-1 ATS vs. a team with a winning record.

* Under is 6-1 in Longhorns last 7 games following a straight up win.

* Under is 23-10 in Mountaineers last 33 conference games.

Illinois Fighting Illini at (8) Ohio State Buckeyes (-41, 53.5)

* The Illini lead Division I in forced fumbles per game (1.6), but have recovered just nine of 16 for the season. Illinois quarterbacks have combined to throw 17 interceptions, second-most in the nation.

* The Buckeyes have gone 20-2 in the month of November under head coach Urban Meyer. Six of Ohio State QB J.T. Barrett's seven interceptions on the season have come over the past two games.

LINE HISTORY: Oddsmakers opened up as 38.5 point home chalk in this Big Ten battle, money coming in on the home team has pushed this number as high as -41 at most shops. The total opened at 56 and money on the under has driven that number down to 53.

TRENDS:

* Fighting Illini are 1-5 ATS in their last 6 road games.

* Fighting Illini are 1-4 ATS in their last 5 meetings in Ohio State.

* Over is 7-1 in Buckeyes last 8 conference games.

* Over is 6-0 in Buckeyes last 6 games following a straight up win.

Kentucky Wildcats at (7) Georgia Bulldogs (-21.5, 51.5)

* The Wildcats have allowed opponents to score on 90.9 percent of their red-zone trips, the 10th-worst rate among FBS schools. Kentucky RB Benny Snell Jr. has 472 rushing yards and nine touchdowns over his previous three games.

* The Bulldogs have made good on 97.4 percent of their red-zone visits (37-of-38), the top rate in Division I. Freshman QB Jake Fromm ranks fourth in the SEC in overall passing efficiency at 163.4.

LINE HISTORY: The Bulldogs hit the board as high as 22 point home chalk against their SEC East counterparts and that line has been bet down slightly to -21.5. The total hit the betting board at 50.5 and is up at most shops to 51.5.

TRENDS:

* Wildcats are 1-5 ATS in their last 6 games overall.

* Bulldogs are 5-1 ATS in their last 6 games following a straight up loss.

* Wildcats are 0-4 ATS in their last 4 meetings.

* Over is 5-1 in Wildcats last 6 conference games.

(5) Oklahoma Sooners at Kansas Jayhawks (+37, 70.5)

* The Sooners have surrendered an average of 33.8 points over their last seven games, but have gone 6-1 in that stretch. Oklahoma QB Baker Mayfield has accounted for 14 touchdowns (12 passing, two rushing) over his previous three outings.

* The Jayhawks have converted 93.3 percent of their red-zone visits into points, good for 10th among FBS teams. Kansas has committed 23 turnovers; only four Division I schools have accumulated more.

LINE HISTORY: The Big 12 leading Sooners opened as huge 35-point road chalk and that wasn't high enough for bettors as money on the road team pushed that line up to +37. The total opened at 70.5 and is down slightly to an even 70.

TRENDS:

* Sooners are 7-1 ATS in their last 8 games following a ATS win.

* Jayhawks are 1-4 ATS vs. a team with a winning record.

* Under is 4-1 in Jayhawks last 5 games following a straight up loss.

* Sooners are 4-1 ATS in their last 5 meetings.

Kansas State Wildcats at (13) Oklahoma State Cowboys (-19.5, 65)

* FBS opponents pass the ball a whopping 57.2 percent of the time against the Wildcats, the highest such ratio in the nation. Kansas State ranks 115th out of 129 Division I schools in third-down success rate (31.6 percent).

* Cowboys RB Justice Hill (Big 12-leading 1,198 rushing yards) has reached the 100-yard plateau in six of his last seven games. Oklahoma has picked off 15 passes this season, tops in the conference and tied for seventh-most in Division I.

LINE HISTORY: Oddsmakers installed the Cowboys as 21-point home faves, money on the road team has brought that line down to -19.5. The total hit the betting board at 65 and been bet down a full point to 64.

TRENDS:

* Wildcats are 4-1-1 ATS in their last 6 games following a ATS loss.

* Over is 5-1 in Cowboys last 6 games following a straight up win.

* Over is 5-0 in the last 5 meetings in Oklahoma State.

* Over is 10-1 in the last 11 meetings.

Navy Midshipman at (9) Notre Dame Fighting Irish (-17.5, 58.5)

* Midshipmen sophomore QB Malcolm Perry ran for 282 yards and four TDs in his first career start but suffered an ankle injury late in the win over SMU and is questionable for this week. Navy ranks eighth nationally in third-down conversion rate at 47.6 percent.

* Fighting Irish QB Brandon Wimbush (1,406 passing yards, 12 TDs, 4 INTs) is coming off the first multi-interception game of his career in last week's loss to Miami. Notre Dame ranks 15th in the country in red-zone scoring rate (92.5 percent).

LINE HISTORY: Notre Dame opened as 17.5-point home faves and briefly went up to -18, before returning to the opening number late in the week. The total hit the board as high as 62 and by the end of the week was at 59 at most shops.

TRENDS:

* Midshipmen are 2-0-2 ATS vs. a team with a winning record.

* Over is 6-1 in the last 7 meetings.

* Midshipmen are 10-2 ATS in their last 12 meetings in Notre Dame.

Maryland Terrapins at Michigan State Spartans (-16, 43)

* The Terrapins have converted just 30.5 percent of their third downs (119th out of 129 FBS teams) while allowing opponents to craft a 48.7-percent success rate (123rd). Maryland also ranks outside the top 100 in completion percentage (55.2).

* The Spartans have played the third-toughest schedule of any FBS team in the CFP, with their opponents sporting a collective 57-30 record. Michigan State averages 34 minutes time of possession per game, the third-best mark in the country.

LINE HISTORY: The Spartans opened the week as 17-point home chalk at most books, money on the underdog brought that number down to -16. The total hit the betting board at 46.5 and money on the under drove that line down to 43.

TRENDS:

* Terrapins are 1-7 ATS in their last 8 road games vs. a team with a winning home record.

* Spartans are 8-1 ATS in their last 9 home games.

* Over is 6-0 in Terrapins last 6 road games.

* Over is 9-1 in Terrapins last 10 games following a straight up loss of more than 20 points.

Nebraska Cornhuskers at (11) Penn State Nittany Lions (-26, 55.5)

* The Cornhusker defense has generated just 12 sacks through 10 games, fewer than all but nine FBS teams. Nebraska QB Tanner Lee has thrown for just 399 yards with three TDs and three INTs in his past two games.

* The Nittany Lions have scored 20 or more points in 20 straight games, the team's longest streak since 1993-95. Penn State ranks tied for fourth in Division I in overall turnover differential at plus-13.

LINE HISTORY: Oddsmakers installed the Nittany Lions as 24-point home faves and money on the home team bumped that line up to -26 by the end of the week. The total opened at 57 and was bet down as low as 55, before fading back up to 56.

TRENDS:

* Cornhuskers are 1-6-1 ATS in their last 8 games following a straight up loss.

* Nittany Lions are 8-1-1 ATS in their last 10 games following a straight up win of more than 20 points.

* Over is 5-1-1 in Cornhuskers last 7 vs. a team with a winning record.

* Over is 8-2 in Nittany Lions last 10 games after allowing less than 170 yards passing in their previous game.

(21) Louisiana State Tigers at Tennessee Volunteers (+15.5, 45.5)

* The Tigers have allowed just 10 first-half touchdowns over their previous 14 games dating back to the end of last season. RB Derrius Guice has racked up 494 rushing yards and four scores over his previous three games.

* The Volunteers have forced nine turnovers over their past four contests, boasting a plus-three turnover margin over that stretch. Tennessee ranks 122th among FBS teams in third-down conversion rate (30.2 percent).

LINE HISTORY: Tennessee opened at most shops as 14-point home dogs and that number wasn't high enough for bettors as money on the road team pushed that number up to +15.5 by Friday. The total hit the boards at 46 and at most books is down slightly to 45.5.

TRENDS:

* Tigers are 4-0 ATS in their last 4 games overall.

* Volunteers are 1-4 ATS in their last 5 home games.

* Tigers are 3-0-1 ATS in their last 4 meetings in Tennessee.

* Under is 5-0 in Volunteers last 5 home games.

(22) NC State Wolfpack at Wake Forest Demon Deacons (-1.5, 63)

* The Wolfpack have scored points on just 72.1 of their red-zone opportunities, the ninth-worst mark in Division I. RB Nyheim Hines has four 100-yard rushing efforts and five touchdowns in NC State's last four victories.

* The Demon Deacons rank 12th among FBS schools in red-zone conversion rate (93 percent). Wake Forest is sixth nationally in total tackles for loss (85), and are one of 16 Division I teams to compile at least 300 yards lost via tackles.

LINE HISTORY: Wake Forest opened this ACC Atlantic division matchup as 1.5-home chalk and the line hasn't moved off the opening number. The total opened at most shops at 63.5 and is down slightly to an even 63.

TRENDS:

* Demon Deacons are 9-2-1 ATS in their last 12 conference games.

* Over is 4-1 in the last 5 meetings in Wake Forest.

* Wolfpack are 1-9 ATS in their last 10 meetings in Wake Forest.

* Home team is 17-4 ATS in their last 21 meetings.

UCLA Bruins at (10) Southern California Trojans (-16, 71.5)

* Bruins QB Josh Rosen (3,094 yards, 21 TDs, 9 INTs) returned from a one-game concussion absence to throw for 381 yards and a score in last week's win over Arizona State. UCLA averages 74 penalty yards per game, sixth-most in the country.

* Opponents score on just 70 percent of their trips inside the Trojans' 20, the fifth-lowest success rate in Division I. QB Sam Darnold has thrown 15 touchdown passes in six games since being held without a TD throw against Washington State on Sept. 29.

LINE HISTORY: Oddsmakers opened the Trojans as 15-point home faves over their Pacific-12 rivals and that number wasn't high enough for bettors as money on the home team pushed the line to -16. The total hit the betting board late in the week at 71.5 and has yet to move.

TRENDS:

* Bruins are 1-11 ATS in their last 12 games following a ATS win.

* Under is 4-0-1 in the last 5 meetings in Southern California.

* Under is 9-1-1 in the last 11 meetings.

* Bruins are 2-8 ATS in their last 10 meetings in Southern California.

California Golden Bears at (23) Stanford Cardinal (-15.5, 55.5)

* Ross Bowers helped the Bears snap a two-game losing skid by going 24-of-30 for 259 yards and two touchdowns in the victory. Cal has lost 11 consecutive Pac-12 road games dating back to Sept. 26, 2015 at Washington.

* Bryce Love has 15 rushing touchdowns to lead the Cardinal. The offense received a boost against the Huskies from K.J. Costello, who threw for a career-high 211 yards without a turnover in his third career start.

LINE HISTORY: The Golden Bears opened as 17.5 road dogs for this Pacific-12 showdown and at most books that number has been dropped to +15.5. The total opened at 55.5 and has yet to move off the opening number.

TRENDS:

* Golden Bears are 1-7 ATS in their last 8 road games.

* Under is 4-1 in Golden Bears last 5 games following a straight up win.

* Under is 5-0 in Cardinal last 5 games following a straight up win.

* Golden Bears are 0-5 ATS in their last 5 meetings.

Utah Utes at (15) Washington Huskies (-17.5, 46.5)

* The Utes are tied for eighth in Division I in turnovers gained (22) but are 124th out of 129 teams in turnovers lost (23). Seven of QB Tyler Huntley's nine interceptions this season have come in losses to Arizona State (four) and Washington State (three).

* Huskies quarterbacks have completed 68.9 percent of their attempts to date, the fifth-best rate among FBS schools. Washington is one of only four Division I teams allowing 2.8 yards per carry or fewer.

LINE HISTORY: Washington opened as 17.5 home chalk and the line briefly dropped to -17 midweek, before returning to the opening number. The total hit the betting board at 47 and has been bet down slightly at most shops to 46.5.

TRENDS:

* Utes are 6-1 ATS in their last 7 road games.

* Over is 5-1 in Utes last 6 games following a ATS loss.

* Underdog is 4-0 ATS in their last 4 meetings.